A Roth IRA is an individual retirement account that you fund with after-tax dollars. While you don't get a tax break now, your contributions and investment earnings grow tax-free.

2025年11月14日 · There are several types of IRAs, including traditional IRAs and Roth IRAs for individuals, which offer different tax advantages.

5 天之前 · Our deep, independent analysis of Roth IRAs cuts through the details to find and evaluate the information investors want most.

Opening a Roth IRA is simple, but there are a few considerations to look into first, such as whether you're eligible, how you'll select your investments and how much you plan to contribute.

There's a lot to like about Roth IRAs, including tax-free withdrawals in retirement. But the accounts do have some cons, such as no upfront tax break, and income limits for contributing.

Here are the basics on seven types of IRAs to help you decide which one (or ones) will deliver the most financial advantages.

If you already have a traditional IRA, there's a good chance you can open a Roth IRA with the same institution. But if you still need to open an account, here's how to open a Roth IRA.

The main difference between a traditional SEP IRA and a Roth IRA (or a Roth SEP IRA) is that traditional SEP IRAs offer tax-deferred growth on your investments, while Roths give you tax-free ...

Thanks to its flexibility and investment choices, a Roth IRA account is a great college savings tool. But in many situations, a 529 savings plan is the better choice.

While you can have both types of IRAs, deciding whether to contribute to a traditional IRA or a Roth IRA might come down to other differences between the accounts.