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How ‘Buy Now, Pay Later’ Makes Billions From ‘Free’ Loans | WSJ The Economics Of
Buy now, pay later (BNPL) loans from companies like Affirm, Afterpay and Klarna have exploded as an alternative to credit cards. In January, the CFPB reported that more than two-thirds of BNPL loans went to borrowers with lower credit scores, raising both growing consumer risks and risks for providers. Amid economic uncertainty, BNPL continues ...
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